Precious Metals are Preposterous

The prices of precious metals are preposterous and fueled by irrational chimerae. The popularity of role-playing and video games drives demand for gold, as millions have been trained to think of gold as highly desirable, and the only possible currency, within the gaming system. In reality, in jewelry, gold has been supplanted already by other shiny metals that can mimic its properties or indeed surpass them. Gold is not what anyone will want in an apocalypse; food and guns are what people will want. It is not at all likely that precious metals will ever again occupy the position of currency within any future civilization.

As for precious metals other than gold, similar logic applies. For what reason should a man pay $1000 an ounce for platinum and $16 an ounce for silver? Silver is destined for long-term decline, because it is no longer needed in film. Platinum is destined for $500/oz., because it will soon be no longer needed in catalytic converters. The temporary aberration that saw a spike in precious metal prices is destined to peter out as the oldsters that clung to the shiny metals die off, and their descendants take the metal and sell off.

Windows 10: An Interesting Toy

Windows 10 is an interesting toy for children, but it is inappropriate for any sort of business enterprise. When a professional needs to work, Windows seizes that time to perform unrequested updates. Microsoft believes it owns the computer, rather than the customer. I look forward to the day when our businesses and governments are free of Microsoft malware, and a new operating system is in place, based upon the principle that people need to get their work done without delay and without distractions.

Men & Women

What men don't get is that women don't have the same sex drive, about ninety-nine times out of a hundred. Women don't want it. Men acting as though they do (or should) is the cause of much scandal and now, the ending of careers of the offending men. I feel sad for the men getting scourged in the media without much chance to defend themselves before a disbelieving public. In a way, it seems unfair to be called to the carpet for something that happened ten or thirty years ago. In the first place, the offense is a distant memory, if remembered at all, and the person is a much different person, having aged and grown.

Probably the optimal adaptation, for an average man of modest income and average mental and physical endowments, is the obvious and simple expedient of self-pleasure. Complete reliance upon others for fulfillment of basic needs has pitfalls in today's society, where lawsuits can be filed, charges brought, careers ended overnight.

Technology in the form of Artificial Intelligence will come to the rescue of the many lonely, homely, uncouth men--and women--who seem incapable of finding fulfillment with eager, compliant sexual partners. Robot prostitutes will sell to a vast market, and the value of said market will easily exceed that of motor vehicles. This will arise faster than anyone thinks, because there is bound to be a bright fellow somewhere among the rich who will perceive the same things and pour the necessary investment into crafting an adequate robot-whore that can be sold, rented or borrowed by techno-pimps. Anticipate the next Microsoft.

Marijuana Edibles

Marijuana edibles are pure evil, and there is no valid reason that a person would transform an otherwise beneficial substance into a dangerous, concentrated, stealthy poison, which is what an edible is. Only demons in human form take what is good and twist it into something bad. The only way marijuana can harm H. Sapiens is if these demons concentrate it in the laboratory and concoct a THC liquor that they use to poison candy and other food.

The Media's Fixation on the Death Penalty

I don't know why the media goes bonkers everytime a killer gets offed. In my opinion, this lethal injection business is ludicrous. What we need is a nationwide return to hanging as the sole method of execution. Simple, effective, humane, and low-cost. Those with some kind of rare medical condition that aren't suitable for hanging can experience the guillotine, also a humane method of execution. Playing around with injections has always seem bizarre, risky, stupid and expensive to me. Whether the death penalty is right or wrong is a separate matter, but the optimal method of execution quite obviously exploits the primary weakness on the human body, the neck.

Tax Bill Should Please Trump Supporters

There's an article on how the Republicans' tax bill will screw the poor and middle class in order to help the rich. Some in the media seem to think these facts will disenchant folks from voting Republican. Not a chance. Trump supporters love this sort of thing. Deep down inside, they don't really value themselves or their own families very much. Take away their health care, and they feel happy. They want Washington to bring down Judgement on them, because they feel like they deserve it, being worthless sinners and all of that. The folks that matter, they feel, are those blessed by God--the rich, like Trump, who ought to be idolized and worshiped, for those with big bank accounts sit at the right hand of the Father. Welcome to the Cult of the Rich, a modern heresy.

Republicans, Craft What Will Endure

A bit o' turbulence in the stock market of late, due to dawning realization that the Republicans cannot accomplish Jack, due to being incapable of compromise with their Democratic colleagues. The proper way forward is straight-forward, simple and elegant: ensure long-term success, not just now but twenty years from now, by incorporating the Democrats into any plan, any bill, because why? Because gerrymandering and voter-suppression tactics aside, the Democrats represent over half the country is why. That is enough reason. America is Democrats, period, end of discussion, we are the country. You go against the Democrat on every bill, and guess what? Whatever you do won't last. It will be reversed next election cycle. So compromise, and why not? Do something intelligent for once. Listen to wonks, listen to policy experts, listen to the voice of experience. Learn, grow, gather intel, and act based upon what is optimal, not based upon your base base. It is entirely possible to craft a Republican-slanted bill, with a good Conservative color, and get Democratic sign-on, maybe not all Democrats, but some, and the goal should be, what can endure, not what is politically expedient for the current election cycle.

Fanatical buttheads is the problem with the world today, terrorists, fanatics, people convinced that the only way is their way or the highway. Refusal to listen to the other side once in a while, or at least take other people's feelings into consideration. Any man in a marriage of more than twenty years knows that compromise is key.

Trump Has Some Good Ideas

I recall a smart writer opining that "even a stopped clock is right twice a day," and that applies to Trump. I like some of the things he says. For instance, on trade. Yes, the U.S. is getting raped by China, among other nations, and that's a big concern of mine. Yes, we need to curtail some of the immigration coming in from the Middle East, and we need to end the refugee program. The damn refugees can go live in Africa or Russia, where there is plenty of space for them. We don't need a massive influx of Muslims coming to change our ways and build mosques in every village and holler out a call to prayer five times a day where people kneel in the middle of business, pointing their turban-covered head toward Mecca. No, we don't need that.

The trouble with Trump is he grew up rich and spoiled, having had everything handed to him on a silver platter, because Daddy gave him millions. He dodged the Viet Nam war because of Daddy's money. So the man has never really worked for a living and doesn't care about people who aren't millionaires. He pretends to care and does a good job at pretending, but you know, it is not really that difficult to see through him, if you have eyes that can see. A lot of people just go through life with blinders on. They can't see past their tribal allegiance to white supremacy. The only thing Trump cares about is helping the rich get richer, and pushing the poor to the boneyard.

Whereas Obama, on the other hand, had nothing handed to him. He worked and struggled and succeeded on merit. He found a way. That is the reason to vote Democrat, because the Democrats know what it is to work for a living. They have worked a full-time job in their day and know what it is to pay bills.

My, My, Roy Moore

Next time Alabama's Roy Moore goes off about "the homosexuals," he'll invite a sharp rebuttal. Worse than Clinton, by any measure one might care to apply. So all those long tedious tirades the right launched against Bill Clinton ring false now, as they beat the drum for Chester.

Interest Rates Artificially Low

Interest rates are artificially held down by the Fed's policies and by oldsters auto-investing in low return bonds and CDs. There are a lot of retirees right now, and their money is doing diddly-squat in bond funds and CDs, and they are scared to move into stocks because they haven't the time remaining to recover from any downturn.

So, the right investment right now, for those with a ten-to-twenty year investment horizon, remains stocks, particularly seeing as how a good value stock fund returns just as much, if not more than, a typical short-term or intermediate-term bond fund.

Interest rates have nowhere to go but up. Ironically, bonds now seem the "high-risk" investment, due to the threat of inflation and rising interest rates. I'll talk to long-term bonds when they bust the five per cent ceiling, but not before.

Robots Taking Our Jobs

Once again, I'm glad to be old, after reading this article in Mother Jones about machines taking our jobs.

Right-wingers, of course, never worry about the future, either global warming or the threat of automation. They still grind old horses, abortion, gays, marijuana, blacks, Jews, and other religions. All important issues, no doubt, but what about a world that is too hot? What about a world where there are no jobs?

I'll be dead before robots take over, I think. So, this is something the younger people will have to deal with. I really doubt they are capable of rising to the challenge, because they let Trump get in and don't seem to really be doing much of anything to take control of the country. I see young people as doing just what they are told, meandering about, going with the flow just like their elders, and hoping against hope things get better on their own, although things won't. They are not wired to do what is needed to change anything. The elite have bred a global population that just goes along with the tides of change created by the elite and by technology. For better or worse, that is the way of the world.

First to go will be the drivers. No more uber, no more truckers, no more taxi, no more chauffeur, no more delivery, no more airline pilots or train drivers. Robot cars will drive everything. That is huge in itself, but then, no more receptionists, secretaries, clerks, and so on. There will be a ton of people jobless and incapable of ever getting a job in the first place, no matter how much training.

Mother Jones agonizes over what to do, what to do. A social program, they think, to give benefits and money to the jobless, a permanent and persistent class of jobless, mind you, simply for doing nothing? Oh yeah? How long will that last? I just don't see that happening. There is no free lunch.

Meanwhile, the right-wingers don't care. They don't care about anything, seems like, except ghosts from the past, old axes to grind, against the gays, or marijuana, or women. I imagine they'd like a war and lots of people to die.

It does seem likely that war will break out quite often in the future, as joblessness spans the globe and billions of people are left in poverty and even starvation. I think that robots will be unleashed to deal with the situation and exterminate vast numbers of rebels. The human population, one way or another, will have to decline by 90 to 99 per cent, in order to accommodate a jobless future, where there is no way to earn a living, and humans are simply obsolete.

The only survivors will be the smartest and, more importantly, the richest, who will use the new genetic technology to craft ever more-capable versions of H. Sapiens, disease-resistant, extremely intelligent, strong, thin, obesity-resistant, and longer-lived. Robots will be unleashed to deal with the unhappy, starving multitudes.

Perhaps this is why China refuses to embrace democracy. Their leaders foresee a future where most of the population must die. Not only must most people die, but the survivors must not reproduce. They must have the capability of reproduction removed altogether, in fact. Reproduction in the future will be a crime, punishable by death.

Any other solution runs into the problem of national diversity. If we try to craft a gentler world in the United States, say, other nations will go the more expedient route, and they will gain the advantage. There is no world government, so in the end, what is expedient will win. We see this now. Republicans know. The social safety net of the West is imperiled, and I see nothing but more suffering for ordinary citizens in the future, which will be darker and crueler, with much pain, disease and misery. The reason is that all our jobs can be exported to China for cheap labor or else replaced by robots, so the Western worker is of little value anymore and might as well let him suffer and die, is the brutal logic employed by the masters. There is really not a way of preventing this trend without giving a huge advantage to nations like China and Russia that just don't care about their own workers in the first place. The absence of a functioning world government means that whatever is expedient, wins. This was the chief failure of H. Sapiens, to come together as a single species. Perhaps the future species will possess more of a sense of community and belonging.

Unfortunately, there just isn't a place for people, at least our current species, in the future. People are just too lame. Computers are smarter than we are. Robots are faster, stronger, and longer-lasting. No one alive today can compete with a robot at a specific skill set, at least the robot of the future, after the technology has been refined. It is possible, with a ton of genetic engineering, that a faster, stronger, smarter human can be cooked up in the laboratory, but that's still a long way off, and even then, the future race will probably be an amalgam of both computer and organism.

Killing off the humans solves two problems: no more threat of nuclear war, because the ones remaining will be too smart to mess around with nukes--and no more climate change, because the ultimate cause of climate change is too many people. Although it is an evil to eliminate 99.9% of the human race, in the end, those that remain will have a paradise at their feet, with minimal pollution and endless potential. The main cause of problems in the world is simply too many human beings of little intelligence and little value. They cause trouble with terrorism, warfare, violent crime, corruption, pollution, cruelty to themselves and to the animals, and meanwhile they keep reproducing like mad, because that is all they know how to do, and in the end, they are like rabbits, no better, no worse. There really is no way of persuading people not to reproduce. The way to reduce the human population remains the time-honored, traditional method, through warfare. It may even be that nuclear war on a vast scale is deployed, with an end to preserving certain outposts below the surface of the earth that will allow the elite to survive. North Korea, in fact, already foresees this and invites it, as does Russia and the U.S. and very likely, China. In these nations, secret little headquarters stacked with supplies, weapons and technology exist where the elite can endure decades if need be until the threat of nuclear contamination subsides on the surface of the earth.

Already the future is foreshadowed by the deployment of drones against Islamic barbarians and the invention of the self-driving Tesla. In the future, automated robots will patrol the earth, seeking rebels to destroy. Had we drones in sufficient quantities, we could have taken care of Afghanistan within a year. Of course, drones will only get cheaper to produce over time, as their manufacture becomes increasingly automated. In the future, our soldiers will be robots. The first side to run out of robots, loses.

Why was an Uzbeki Terrorist in the U.S.?

An Uzbeki terrorist mowing down bicylists in New York City while screaming "Allahu Akbar" is the poster child for why Muslims must not be permitted into the United States. Keep them in the Middle East, which they have ruined already. Don't let them ruin North America or Europe.

All of his family should be immediately arrested and confined in Guantanamo Bay until such time a prisoner exchange is arranged for the return of U.S. captives, now or fifty years from now. That would wipe the smirk off the scumbag's face.

Homophobic Crackdowns No Worry

In Russia, Africa, and the Muslim world, there are crackdowns against gays, with the death penalty, prison, and torture all on the table, either being considered or being actively implemented. Look at Chechnya, Russia, Zimbabwe, Iran, Egypt, Uganda.

It is useful for repressive regimes and corrupt politicians to scapegoat a minority--preferably an unpopular minority--and gays fit the bill, having a sexuality outside the norm. So that's the reason. The right-winger Satanists over in the U.S. (those charlatans that claim to be Christians) are delighted, and do everything they can to finance/enhance/support any homophobic laws or brutality that they possibly can. The more killings, the better, in their book.

Question--Will all those tortures and murders result in fewer gays? Well, with an eye to history, my answer is a firm No. In the past, gays had it far, far worse. About every country killed a gay, as soon as he was known. That policy obviously did not result in fewer gays, but in more gays, because the gays kept in the closet, and then tended to get with women and reproduce, thus producing, ironically, more gays. This is known as "poetic justice."

In the end, there will be half the world, the West, that is good to gays, and another half, the evil side, Islamic, Russian and African, that is wicked. I think that the good side will have the advantage of a vast hidden network of sympathizers, who will want to help the good side of the world, whereas the bad side of the world is never really going to know who is gay and who is not, and is going to make a lot of false assumptions and false arrests in their frenzy to detect and apprehend the harmless gays. In any event, going around punishing people for being gay is not a profitable use of time and resources. Meanwhile, the wicked side of the world falls further into corruption, vice and ignorance, as is the case with evil-doers.

Alternative to Organ Donation is Rot

The BBC reports that families often block organ donation, because of sentimentality. The cemetery should live-stream the corpse for a couple of years and show them what happens to a corpse buried in the ground. Instead of the organs being donated, what happens is worms eat the eye balls, and bacteria and funguses start a-sprouting, and all kinds of bugs and creepy-crawleys dine on a great big feast--instead of a nice, clean, organ donation that saves another person's life. It is complete nonsense that people can be so weak and mean-spirited as to deny others any use of a dead person's organs. They need a refresher course in morality or else need to spend time in a mortuary and learn what happens to dead meat. It would also be poetic justice if they need an organ and are told, No, we need to let this organ rot and provide food for fungus, bacteria, worms and crawley bugs, so you can just take some Tussin to shut up your fussin.

A Spoonful of Tussin Shuts Up Your Fussin

Another friend of the Trumpette without health insurance, after Trump's latest moves to gut Obamacare, is Robitussin. Take 'tussin for whatever ails you. It is said to be the cure for everything. You don't need no Obamacare! Be a true Republican, and go without health insurance, as your leaders desire. A spoonful of Tussin shuts up your fussin.

Stocks are in Wacka-Wacka Land

True, stocks are in Wacka-Wacka Land, with P/E ratios through the roof in comparison to historical norms. But with bonds, even high yield, yielding well under 5 per cent, is there really a choice for investors? Anyway, dividends on stocks often match or exceed the bond market. I have to stay in stocks, at least until bonds recover from their low interest rate disease.

Roy Moore

Alabama's Roy Moore, he's a live one, a typical specimen of hatemonger that, while professing his piety, is steeped in wickedness. To what entity, then, is his piety directed? For transitory power in this world, men estrange themselves from the other--a poor bargain, in any event.

Take Some Bufferin to Ease Your Sufferin

Those that voted for Trump now stand to lose their health insurance. Oopsy-daisy! You voted for Trump, now do what he says. Trump says you don't need health insurance, all you need is to take some Bufferin to ease your sufferin.

The Arab's Women

I read about an Arab up in New York who left his date to burn to death while he hailed a cab. With the influx of refugees in recent years, that's what we're bringing over from the Middle East, the idea that a man's minor discomfort is of greater moment than a woman's whole life. That fits in with the way the Arab culture treats women in general, beating and whipping them for minor infractions of the rigid religious laws. Women that go along with that sort of thing must have a taste for fist.

Sadistic Religion

The attraction of harsh, dogmatic, judgemental religion, like most strains of Islam, and some strains of the other religions, for some people has little to do with the spiritual. Such faith is hostile to spirituality. Instead, some people view religion as a rule-based system for sado-masochistic role-play. For them, it is fun, pleasurable, giving a new lens to their life-experience. Politically, they seek "religious liberty" to indulge in their sado-masochistic role-play. There is a considerable attraction for such people in a well-defined system to denigrate both themselves and others, to spread derision upon all and everything, and obtain pleasure through suffering and the infliction of suffering, while reserving all their devotion for a hidden entity, a Master unseen. Their actual god is Thanatos, son of Night, whose history with H. Sapiens is long and storied, but they are ignorant of the name, and suppose it is another entity, that out of respect, they dare not name. They dare not name, because the name is known, and is not conducive to trust. Ultimately, what they crave most of all and look forward to is dissolution from this world.

Trump is the President Some Americans Deserve

Trump is the President that a big segment of our fellow Americans richly deserve. The Vanity Fair article says it all. Trump reflects a big segment of our population, say around 46%: fat, lazy, old, and grasping for quick, simple, easy solutions to a complicated and changing world. People just don't want to be bothered to think about things. They want everything to be easy, across the board, quick and easy, most of all, first and foremost. But the world isn't easy, never has been and never will be. Thus, we have a President with a fundamental disconnect from reality, living in an alternative Universe of his follower's making, based on Fox News and Sean Hannity and little else. That everything they believe is false, is a thought that never occurs to them. Perhaps they deserve Trump. As for the rest for us, we have merely to survive and nurture hope for the future. Perhaps it is too early to advise teaching one's children Chinese.

Treatment of Animals is the Ultimate Moral Litmus Test

When one reads about the needless torture of lower life forms, such as pigs--a grave sin committed in an effort to maximize profit--and probably ineffective--and the alarming footnote, that this torture is now defended with all of the vast resources of our Federal Government, by directive of the Trump Administration, it is a shock indeed; and one wonders whether the moral divide between the U.S. and other countries, such as N. Korea, has diminished from a mighty chasm, to a hop, skip and a jump. Our enemy tortures humans for no good reason, for sport; we torture pigs for no good reason--and persecute those who would show any consideration at all to the animals. We are better, still, but there is a stain.

How can it be that the "Conservative Christians" that are all for Trump can turn a blind eye to the needless suffering of animals, committed out of pure callousness? The question must be posed: if their god would approve callous cruelty against animals, then what sort of god is it?

We may one day by judged, if not by God, than by an alien race, based upon how we treat other life forms on the planet, and if that day comes any time soon, then I certainly hope we are judged individually, rather than collectively.

Trump the Motivator

Trump is doing more for the Democratic Party than any of his predecessors ever did. I think, for all those Democrats, Independents and IDunnoKnow's, next time election-day rolls around, they are going to feel like voting. Thank you, Trump, for motivating the people to vote.

Emotional Support Pets

A Muslim woman was dragged off a plane merely because she mentioned she had an allergy to dogs. The pilot freaked out and ordered police to remove her by force. Turns out the dog on the plane was for so-called "Emotional Support," not because there was a blind person on board. And, by the way, seeing-eye dogs are exceptionally well-trained and well-behaved, and in all my days, I've never seen one act up. Seeing-eye dogs are better-behaved than a lot of human beings. Emotional support dogs get no training at all. You can have a toy poodle that barks its head off all day, and that's your emotional support dog that you can bring on to a plane.

Those morons that insist upon bringing animals into public spaces due, not to blindness, but to the supposed "emotional support" should be required to complete Army Basic Training as a condition of release from a psychiatric labor camp. If they fail to complete Basic training, they should stay in the labor camp to work out all of those emotional issues and help clean toilets, garbage cans and ditches in public spaces. I think, after either Army Basic Training or twenty years cleaning toilets, they may not have a need for an emotional support pet any longer. Of course, at either facility, pets would not be allowed.

Iran's Reparations

Iran should be paying the U.S. reparations for all the terrorism over the years. About a hundred billion a year, for ten years, would be about right. They have plenty of oil, they can pay. Terrorism should not be a risk-free or cost-free business. If Trump does go to war with Iran, then he should make sure the U.S. does not wind up footing the bill for the entire exercise.

With Age Should Come Dignity

As one ages, the most important thing to hold on to and nourish is one's dignity. Check out this article, about a fracas between a young, eloquent, smart, attractive college student and an old, haggardly, unemployed and, certainly by now, unemployable, ex-professor. What a way to end a career. That entire episode was undignified and an example of how not to behave. The main moral of that story is that with age should come calmness and philosophy. That is why I plan to remain sober and avoid vendettas. Better to remember the New Testament and turn the other cheek, than to make a big scene in a grocery store.

How to Live in France

If one lives in France, definitely one should travel armed and ready to slay a terrorist dead, along with any of his accomplices. France should institute nationwide defense training to educate its population on the most efficient methods of slaying terrorists, and everybody over there ought to be armed with something, be it mace, knife, or even a pistol. There shouldn't be a single woman walking in public over there without a fully loaded pistol in a holster on her hip, with additional cartridges in her purse along with a can of mace. The obvious solution to terrorism is to arm the populace, to militarize it. Terrorists treat civilians as military targets, so might as well in fact make them military, with the capability of slaying the terrorists. The only reason civilians are targeted in the first place is that terrorists are low-life, rotten cowards looking for a soft target. A good old bullet to the brain is the best cure for a terrorist, and there's no reason a civilian can't serve it up, when needed.

This is the consequence of letting in all those Muslims that hate democracy and hate the West. You have to arm everyone in society and be ready to kill in an instant. Basically, the Middle East is exporting itself, its instability, craziness and senseless violence.

Sonic Warfare on U.S. Diplomats in Cuba

I am tired of reading about the so-called "mystery" surrounding hearing loss of U.S. diplomats in Cuba. It is no mystery. It is obvious and transparent. A sonic generator was deployed. Those gadgets, anybody can buy for a hundred bucks or so. Whup-de-doo. Where's the mystery? It's not rocket science. You plug it in, hide it somewhere, and a sonic wave emanates below the range of detection by human hearing, yet quite damaging. The only tip-off the victim has is that they feel bad in a certain area of a building. There is no mystery, repeat, no mystery. As to who did it, I think that will never be known until somebody squeals. Most likely, it is North Korea or Iran, because these are the declared enemies of the United States, and these countries have a huge interest in cultivating animosity between the U.S. and Cuba. At any rate, blame Iran or North Korea, because those regions are completely worthless, full of evil-doers with no value to the world, and deserve whatever punishment gets meted out. Ultimately, who cares who is to blame? Iran and North Korea are the default scapegoats. Iran actually says "Death to America!" on a regular basis, and North Korea threatens to nuke us, so their intentions are clear.

Trump is Right about Puerto Rico

The reality is, Puerto Rico won't be around in a couple decades. It will be under the ocean. To invest money on rebuilding anything else on that doomed island is ludicrous. Hand out birth control and food, and that's it. Temporary shelters at most. Anything built will become homes for the fish of the future. All we have to look forward to is more and worse storms in that part of the world. Rebuilding New Orleans was stupid, too. I think people need to educate themselves on climate change and what exactly it means, then reconsider investing billions on the coast. Maybe billions of their retirement savings, but not of taxpayer dollars. If they want to go bankrupt flushing money into the ocean, that's their business. But it shouldn't be the taxpayer's.

As for the debt, default. Wall Street should have known better. Maybe they can recycle whatever is left on that island or sell the land to carnival ships, who can use it as a tourist destination until it disappears.

Stocks and Bonds Ain't Hard

Stocks and bonds ain't hard, at least if one chooses to use mutual funds. Stock-picking is not my game, because I feel like the system is corrupt and rigged, with inside knowledge dominating. Those "in the know" can make bundles of cash, legally or not, just like those Equifax business criminals did, knowing full well they had crucified the American consumer and that Equifax's share price would sink. Folks like me "in the dark" are marks. Unlike the business criminals, I wouldn't know about the Equifax Debacle until Equifax announced it. I don't bother with stock-picking and consider it a fool's game, because only fools trust wolves.

My advice is simple. Choose a low-cost mutual fund family like, oh, say, Vanguard. I do not know of any other. Vanguard is by no means perfect, but they are reasonably good and low-cost, allowing them to beat the performance of most mutual fund families, because let's face it, the stock market mainly moves in unison. There is not a whole lot of advantage to be had in stock-pickers, although there is a whole lot of risk to be had. That 1 or 2 per cent expense ratio on your darling mutual fund is probably being used for massage therapy and new luxury cars for the mutual fund manager, who is ultimately using a computer to pick stocks, anyway. To think you pay a guy more, and he picks better stocks, is a charming little fantasy.

With stock funds, all one needs to know are the fundamentals. One must know what a P/E ratio is, and bear in mind that in today's environment, 17 is not too shabby, but over 20, it's time to bail. One must pay attention to earnings growth. Anything in the double-digits is dandy. That implies red-hot growth. Right now, large-caps stink, but mid-caps and small-caps excel, and that's why investors are buying 'em. The smart money always looks at the fundamentals.

With bonds, one must keep in mind that bonds suck and have sucked for a very, very long time. Any interest rate under 5 per cent really is not worth the time of day. It is extremely high-risk, and there is a possibility one could encounter double-digit losses, depending on the bond fund, due to rising interest rates, defaults, or even inflation. All bonds these days are junk bonds. They are garbage. There is little to no protection against inflation, little to no protection against rising interest rates. That is why people are moving the lion's share of their money into stocks right now, because what's the alternative? There is no alternative to stocks, unless you want to stash your cash under your mattress.

I keep an eye on bonds, however, because if interest rates do recover, then bonds will become very attractive, especially in today's market, where the P/E ratios are through the roof, judged on a historical basis. Bear in mind, P/E ratios used to be in the neighborhood of 11 or 12, for about a hundred years or so. It is only in today's environment that a P/E of 17 or 18 has become "the new normal."

Uber

Uber is another loser corporation that provides crappy service using scabs working at subsistence wages, just enough to buy McDonalds for a treat on Sundays. Uber is another company run by irresponsible, childish executives and another tool to destroy the middle class. The basic model of Uber replaces moderately-waged jobs with crap jobs that have no benefits. Uber doesn't want to comply with any licenses, rules or even the basic law of the land, so good riddance if it gets the boot in Quebec and London.

The only way a spoiled, know-nothing corporate executive earns his keep is this: he figures out a way to pay the workers less for more work. Uber is no exception to the rule that pervades all industry and all commerce.

People working for Uber need to ask themselves, why did I wind up working as a temp scab for a company that pays next to nothing and will fire me just as soon as self-driving cars become a thing?

Going back to the land may be a good adaptation in today's economy, where so many manufacturing and service jobs are getting replaced by automation. Farm, as our ancestors did. At least by farming, one is assured of having enough to eat and enough land to dwell in.

The Equifax Debacle

The American people have been told, yes, Equifax had all your permanent, private, personal data: your Social Security number, birthdate, et cetera. No, you are not allowed to ever change this data. Yes, anyone can apply for a new credit card with that data, thus placing your credit history, privacy and even freedom in jeopardy. Care to play dice with your financial future? There goes your retirement, chump. All your hard work, down the toilet.

I don't recall consenting to give Equifax all my information. They invaded my privacy and then gave my information away to criminals.

Personally, if I have to go through identity theft hell at some point down the line, then it seems only right that Equifax people have to suffer, too, because that's not my cross, it's theirs. The amount of time I am willing to spend cleaning up Equifax's mess is zero. I will not lift a finger to resolve any kind of identity theft problem. Equifax makes me whole. There is no other way. If my dinner gets taken away by identity theft, then they feed me. My life is not about cleaning up after Equifax; otherwise it is no life. But if millions of people suffer identity theft, then our entire financial system is called into question.

The proper response, which would have already been taken by a benevolent dictator, is to make credit card applications much, much more difficult. Credit card, loan, or any kind of financial account application must be done in person and require a DNA sample, retina scan, or something else that is very individualized and extremely difficult to fake. That is the simple, elegant, permanent solution, not just to Equifax, but to all the other scandals that have hit our sorry, stupid, negligent and corrupt business community, driven by greed and completely unconcerned about the country.

However, none of the above is going to happen, because the Republican Congress is just as stupid as the business community. Maybe more so.

Congress has proven again and again it is incapable of acting, even in the face of overwhelming evidence that action is justified. Marijuana was proven non-toxic and harmless way back in the early 1970s, during the Nixon administration, and due to stupidity, Congress never did anything about the laws that equate pot with heroin.

So, is social collapse on the horizon? No, because the American people have a high tolerance for pain and suffering, a limited memory, and are easily distracted by social issues like bathrooms, prayer and abortion. What will happen is that millions of "nobodies" like myself will go through identity theft hell, and nothing will be done, and there will be a lot of hand-wringing but ultimately no changes, and the cycle will continue with more scandals, more data-leaks in the future, and future generations will deal with the problem as well. Because stupid rules the land.

In the end, the only hope for H. Sapiens is that genetic engineering creates a smarter species, capable of seeing through obvious lies and falsehoods. Then the electorate might become capable of electing good people into public office. Such a species might demand more accountability from the corporations that control so much of our lives. But today's people? They just roll over and take it, again and again. They focus on what's important, like Hillary Clinton's email server, or Anthony Weiner's weiner.

Dumbsday Prediction

That a Doomsday prediction of Sept. 23rd received widespread, mainstream media coverage, followed soon after by "what exactly does dotard mean?" betrays the cretinism in the American population. Cretins played their Trump card in 2016, and now Stupid rules the land. Goodbye, several trillion dollars, hello, waste and corruption. Poetic justice will be served if medical care is stripped away from the cretins that voted for Trump.

Sobriety

One reads, everywhere, that alcohol in moderation is good for you, or your heart, or your general state of mind, or your immune system, or something. A glass of wine with dinner, say, or a beer with your buddies, is supposed to enhance well-being. It helps the heart, well, they don't know how, but they think it may, due to statistics, or something.

On the one hand, we have trillions of dollars made through the global marketing of alcohol-based products. Of course, with so much money at stake, funding will be readily available to any scientist that wants to find virtue in a shot-glass.

On the other hand, we have zero dollars to be made, by the business-criminal class, from healthy, happy, high-functioning human beings.

It is clear to me where the truth lies. For the business criminal, the suffering and death of billions is of small concern, whereas their corporate stock price, and the luxuries afforded by their trade, is everything.

In the beginning, after I cut alcohol from my diet, my thinking was actually impaired, as my body chemistry took time to adjust. But after time, I see that I am stronger and in fuller possession of my powers. I sleep well, long, and deeply, awakening each morning refreshed, renewed, eager to begin the working day. My emotions are calmer, held in a tighter rein by the higher reason, which is of vast benefit. Money that was spent on expensive piss instead remains in my pocket. In addition, I lose weight.

There is a pleasure to be had from alcohol, but many paths lead to pleasure, and alcohol is neither the best nor the only way.

The trouble with a glass of wine at dinner is this. Those with ambition want more. If one glass is good, two must be better, after all.

Dyslexia of Spirits

"Many threes," "four at the end," and a "a three-long sequence," showed in a found crystal. But the drawing had, instead, many fives, a four at the beginning rather than the end, and, yes, a three-long sequence, not of thirties, but of fifties. The failure, rather than being worthless, hints at accuracy tinged by dyslexia. Observe that the Arabic Three, with a single line transposed, resembles the Five, an effect most pronounced on old-fashioned calculators. And looked at from a mirror, or upside down, it is not obvious whether a number is at the beginning or end. Therefore, a better strategy is to choose not just the revealed number, but possible interpretations of it, given the risk of transposition.

Iraqi Asylum Seeker, Stupid England

I read that an 18 year-old Iraqi asylum seeker committed the latest act of terrorism in Great Britain. In the first place, he should get the death penalty, whether it killed anybody or not, and it should be a hanging.

I don't think the Brits know what time of day it is, if they are letting in asylum seekers from barbarian territories that follow the cult of death. Anyway, why do asylum seekers need to come to the developed, rich West? Britain is a crowded island as it is. Is Africa so bad? Send them over to the Sudan, Kenya, or Zimbabwe, and let the folks over there deal with 'em. Definitely I would vote Conservative in every British election if the Conservatives are the only ones that have common sense on this particular issue. The Labour Party needs to sit down with the bombs and think about those nails, knives and screwdrivers penetrating their eyeballs. I think then they could "see" the simple truth, that granting asylum to every Tom, Dick, and Harry is stupid and wrong, and a poor use of taxpayer money. Those people can go over to Africa and live there. There is surely some African nation that will take them, or they can just slip off into the jungle and live off the land. Beggars can't be choosers. I can't even immigrate to England, so why should some 18 year-old Iraqi who doesn't know anything except how to kneel before the demon-pig?

Hopefully, the educational system over in England will improve to the point where politicians can trace the obvious line between letting terrorists into the country, and people getting blown up in bombs. Hopefully, they will learn that letting in terrorists in not such a great idea, and that includes all the Muslims, who are always going to feel alienated from Western culture and will always hate the West and are really just ticking time-bombs, destined to kill Westerners at some point in time now or later. To accelerate the learning process, politicians that don't get it should be voted out of office.

Identity Theft

As far as crime goes, my #1 concern in life is avoiding becoming a victim of identity theft. I read this morning this poor chap's story. Credit ruined, flagged at airports, taxes in disarray, collectors hounding him--I'd rather get beaten and sent to the hospital than have to go through all the paperwork hell, sitting on hold with disinterested, zero-knowledge customer service representatives, to restore my identity. I am pretty careful about safeguarding my personal information. Unfortunately, with the Equifax hack, everyone's a potential victim, whether they adhered to proper precautions or not. If the system cannot be trusted to hold confidential information, then where are we? The Wild, Wild, West, I'm afraid.

I think applying for credit cards should be far more difficult and involve DNA matching, in-person. Only one credit card per person is really needed. Anymore is nonsense. The more complicated finances are, the more opportunity for abuse, fraud and negligence. A lot of credit card companies and banks are worthless, including Equifax. I think Equifax betrayed the country. Is the Equifax betrayal worse than what Chelsea Manning did? Apples to oranges, but I think so. The executives at Equifax basically said, who cares about the American consumer. We can save a little bit of cash by skimping on security, so let's do it. Meanwhile, they played golf. They should have treated the confidentiality of our personal information like they were transporting gold bricks, but they acted like it was used rubber tires.

But I am a voice in the wilderness. Apparently, tons of people apply for credit cards online daily, and many people have multiple credit cards. No one will listen to me, and every day, the list of identity theft victims grows. But I bet you one thing. I bet you the identity theft victims agree with me.

Equifax, the Know-Nothing Company

A college music major was the top Equifax executive for security--but it was a she, and probably she was good eye candy at those executive luncheons, is my guess. That she knew nothing about security is no surprise. Most corporate executives are lucky to know how to tie their shoes. That is why the United States has a huge trade deficit and has so many problems without solutions. The idle rich at the top know nothing and do nothing, while the workers at the bottom that actually get things done are given more and more responsibilities for less pay, until they eventually drop the ball due to overwork. Without effective management, how is a company supposed to innovate?

The only thing an executive knows how to do is fire Americans and send the jobs over China for less pay. Steve Jobs, often held up as a shining example of a corporate executive, hated America with every fiber of his being, and that is why he told Obama "Hell, no!" when the President asked him to think about his country for one moment, think about American workers. Steve Jobs had the most ironic name in history, although Steve Traitor would have been more accurate. When I look at an Iphone and see "Made in China," I think of him, and think what a traitor he was. He sent all those factories to China, those factories that can be easily converted to produce military hardware.

My opinion is, we need fire executives like that and put people at the top that are actually capable of leading companies, instead of spending all day playing golf. Looks like Equifax did indeed fire their security officer and chief technology officer, although they sure did take their time coming to a rather obvious conclusion. Equifax owes the U.S. taxpayer a couple trillion dollars for negligence. Really, there is no need for a company like that, if it is going to give all our data to criminals. Equifax should be investigated for criminal negligence, let alone the civil lawsuits.

Inviting Terrorism

Hopefully, the Europeans have added one plus one and concluded, in their infinite wisdom, that it equals two. After so many terrorist incidents, is it not clear that inviting all the Muslims over to the West, for cheap labor, or whatever, was a bad idea? They hate the West, want to kill/rape Westerners, and if they had their way, every one of you would be dead. Now, how many you want to immigrate into your country, again? Maybe reconsider that thought?

St. Louis Shooting / Protests

After reading this story in the New York Post, I'm persuaded that the officer involved in the shooting of an urban heroin dealer, who was driving 87 m.p.h. on wet roads, was justified. Or at least, there is insufficient evidence to conclude it was murder. People don't listen to the facts. They just weave what they want to believe about the police and about society. I doubt anyone rioting bothered to read the judge's carefully crafted 30-page explanation for his verdict. Violent protesters that destroy property should be placed in prison. It may be that St. Louis needs martial law, and the National Guard needs to be activated. There is no right to destroy the property of hard-working home owners and store owners. No "letting off steam."

In the U.S., there is a certain element of blacks that make a living out of racism complaints. They feel like any sin can be excused based on the color of their skin. They are not without sin themselves. In reality, they are the racists. Every white person they see, they call racist. I have seen more black racists in my day than white racists, and I have encountered racism from blacks more often than I've seen black people on the receiving end. The only time I see blacks on the receiving end is in Hollywood movies.

The way to end racism is simple. Act decent, obey the law, work for a living. Any other proposal just smacks of reverse racism. There are plenty of black police, and local departments are eager to hire. Want to improve the police? Join them! They are looking for a few good men and women. Color of skin, unimportant.

The Pledge

The Pledge of Allegiance, like praying, should be voluntary. Observe that praying is compulsory in barbarian territories, so-called Islamic "countries" ruled by despots, where "morality police" punish those caught skipping prayers.

Teachers shouldn't assault kids over prayer or the Pledge. That is a foolish thing to do. In the first place, it won't make a kid patriotic; quite the opposite. In the second place, it is a poor excuse for an assault. Teachers that do that probably should not be in the profession.

The reason people pledge, or don't pledge, is a feeling of belonging to a nation and its system.

I remember back in the day, when I skipped the Pledge, as a fourteen year-old high school freshman. The reason had to do with complete alienation from the school and the country. It seemed like the school was run by the bullies, that is, the mean teachers and the tough kids, who seemed to recognize one another on some level and work hand-in-glove in many ways. The teachers turned a blind eye to bullying, and the mean kids just had a field day and ran the school. It was like prison--no different, really. There was violence, a good deal of it, and a lot of ugliness. Under the circumstances, I did not feel motivated to do the Pledge.

One day, one of the mean teachers, the Phys. Ed. instructor, who hated my guts anyway for being queer and was always working with the bullies to tear me down, yanked me up out of my seat, just like in this media story. I returned his hatred. "Big Red" can thank his lucky star nothing came of it--at least, that is, in my case. With an eye to the future, I absorbed, rather than reflected. Of course, violence begets violence, which is a basic lesson that people forget, and so the cycle continues, from prehistoric times to the present. I concluded that it is better to look toward the future than to dwell in either the past or the present. There is nothing about the high school years worth remembering. It was all wasted time.

Today, I pledge without a second's thought, and the reason is, I feel a part of the system, and a devotion to the country that is genuine, based on my good life, and a comparison of other countries around the world. Other countries, generally, stink. The U.S. is far superior in many ways, until you start comparing the most enlightened, such as Finland, Norway, Sweden, or Canada, for example. Canada, of course, has the better health system and many other things, but even so, the U.S. is definitely worth the pledge. And, I think for a black person, the U.S. is worth the pledge, because black people have it far worse in any given African nation. Yes, even with a certain level of background racism, even with the occasional police shooting, black people generally have it pretty good in the U.S., as demonstrated by the sizeable black middle class. If I were black, I'd certainly prefer the U.S. over any African nation, and I'd try to prove the racists wrong, by living a decent life.

Police Reforms

There need to be reforms to law enforcement in the U.S., because police shootings are out of control. However, the political will just is not there in many states, for various reasons. I think aversion to crime is a bigger reason than racism. People fear thugs more than police officers, and in the final analysis, people are willing to turn a blind eye when the occasional cop pops the occasional fleeing felon. The constant accusation of racism simply cheapens it, until people are inured and ambivalent to the charge.

One of the biggest problems of law enforcement today is that people take drugs or drink and then get behind the wheel of a large automobile. Where politics has failed, technology will succeed, and self-driving cars are the ultimate answer to the problems besetting law enforcement. If there are no drivers, then there is no need for quite so many police, and no need for chases. Every vehicle can have a "kill switch" installed if the vehicle ever becomes a problem. Whether stupid people drink or not, their cars can get them to where they are going. The police will then be confined to foot patrol, investigators and S.W.A.T. teams, resulting in a reduction of their manpower and significant savings to the taxpayer.

At any rate, there will be no jobs in the future, because robots are going to do just about everything, including driving. In a low-employment future, where so many of our current professions have become fully automated by robots, people will be willing to die for a job, and only the best of the best will be selected for a nice salaried job with benefits, such as a police officer. The top 1% will become police officers, while the vast majority will be unemployed, selling their organs or bodies in order to make a living.

My guess is that the vast hordes of the unemployed will become bandits, stealing and pillaging to make a living, and law enforcement will then need to be robotized. Vast armies of machines will fly about killing bandits and composting their bodies for agriculture. Mass-production of the flying killers will be necessary in order to reduce the human population by 99.99%. For the super-rich, this is all about forging a wonderful paradise for themselves and their future genetically-enhanced generations of godlike beings. After all, our ancestors did give Neanderthals short shrift. We cannot expect easier treatment, now, can we?

Chelsea Manning

The former CIA Director Mike Pompeo was right to oppose Manning's presence at Harvard. Manning wants to make a career out of her treachery. I think that she should be working the drive-through window at McDonalds, and anywhere else needs a strong backlash from the media and the social media. There is nothing she has to share with the world. Instead, she has much to learn, and should be listening to others. She received excellent treatment by the U.S. government, all things considered, and was not grateful to Obama for getting out of prison. In times past, she would have been hung, and indeed, there was a good argument to be made in favor of hanging. Had she picked the wrong document to upload, in her confused state of treachery, she would be on death row.