How to Live in France

If one lives in France, definitely one should travel armed and ready to slay a terrorist dead, along with any of his accomplices. France should institute nationwide defense training to educate its population on the most efficient methods of slaying terrorists, and everybody over there ought to be armed with something, be it mace, knife, or even a pistol. There shouldn't be a single woman walking in public over there without a fully loaded pistol in a holster on her hip, with additional cartridges in her purse along with a can of mace. The obvious solution to terrorism is to arm the populace, to militarize it. Terrorists treat civilians as military targets, so might as well in fact make them military, with the capability of slaying the terrorists. The only reason civilians are targeted in the first place is that terrorists are low-life, rotten cowards looking for a soft target. A good old bullet to the brain is the best cure for a terrorist, and there's no reason a civilian can't serve it up, when needed.

This is the consequence of letting in all those Muslims that hate democracy and hate the West. You have to arm everyone in society and be ready to kill in an instant. Basically, the Middle East is exporting itself, its instability, craziness and senseless violence.

Sonic Warfare on U.S. Diplomats in Cuba

I am tired of reading about the so-called "mystery" surrounding hearing loss of U.S. diplomats in Cuba. It is no mystery. It is obvious and transparent. A sonic generator was deployed. Those gadgets, anybody can buy for a hundred bucks or so. Whup-de-doo. Where's the mystery? It's not rocket science. You plug it in, hide it somewhere, and a sonic wave emanates below the range of detection by human hearing, yet quite damaging. The only tip-off the victim has is that they feel bad in a certain area of a building. There is no mystery, repeat, no mystery. As to who did it, I think that will never be known until somebody squeals. Most likely, it is North Korea or Iran, because these are the declared enemies of the United States, and these countries have a huge interest in cultivating animosity between the U.S. and Cuba. At any rate, blame Iran or North Korea, because those regions are completely worthless, full of evil-doers with no value to the world, and deserve whatever punishment gets meted out. Ultimately, who cares who is to blame? Iran and North Korea are the default scapegoats. Iran actually says "Death to America!" on a regular basis, and North Korea threatens to nuke us, so their intentions are clear.

Trump is Right about Puerto Rico

The reality is, Puerto Rico won't be around in a couple decades. It will be under the ocean. To invest money on rebuilding anything else on that doomed island is ludicrous. Hand out birth control and food, and that's it. Temporary shelters at most. Anything built will become homes for the fish of the future. All we have to look forward to is more and worse storms in that part of the world. Rebuilding New Orleans was stupid, too. I think people need to educate themselves on climate change and what exactly it means, then reconsider investing billions on the coast. Maybe billions of their retirement savings, but not of taxpayer dollars. If they want to go bankrupt flushing money into the ocean, that's their business. But it shouldn't be the taxpayer's.

As for the debt, default. Wall Street should have known better. Maybe they can recycle whatever is left on that island or sell the land to carnival ships, who can use it as a tourist destination until it disappears.

Stocks and Bonds Ain't Hard

Stocks and bonds ain't hard, at least if one chooses to use mutual funds. Stock-picking is not my game, because I feel like the system is corrupt and rigged, with inside knowledge dominating. Those "in the know" can make bundles of cash, legally or not, just like those Equifax business criminals did, knowing full well they had crucified the American consumer and that Equifax's share price would sink. Folks like me "in the dark" are marks. Unlike the business criminals, I wouldn't know about the Equifax Debacle until Equifax announced it. I don't bother with stock-picking and consider it a fool's game, because only fools trust wolves.

My advice is simple. Choose a low-cost mutual fund family like, oh, say, Vanguard. I do not know of any other. Vanguard is by no means perfect, but they are reasonably good and low-cost, allowing them to beat the performance of most mutual fund families, because let's face it, the stock market mainly moves in unison. There is not a whole lot of advantage to be had in stock-pickers, although there is a whole lot of risk to be had. That 1 or 2 per cent expense ratio on your darling mutual fund is probably being used for massage therapy and new luxury cars for the mutual fund manager, who is ultimately using a computer to pick stocks, anyway. To think you pay a guy more, and he picks better stocks, is a charming little fantasy.

With stock funds, all one needs to know are the fundamentals. One must know what a P/E ratio is, and bear in mind that in today's environment, 17 is not too shabby, but over 20, it's time to bail. One must pay attention to earnings growth. Anything in the double-digits is dandy. That implies red-hot growth. Right now, large-caps stink, but mid-caps and small-caps excel, and that's why investors are buying 'em. The smart money always looks at the fundamentals.

With bonds, one must keep in mind that bonds suck and have sucked for a very, very long time. Any interest rate under 5 per cent really is not worth the time of day. It is extremely high-risk, and there is a possibility one could encounter double-digit losses, depending on the bond fund, due to rising interest rates, defaults, or even inflation. All bonds these days are junk bonds. They are garbage. There is little to no protection against inflation, little to no protection against rising interest rates. That is why people are moving the lion's share of their money into stocks right now, because what's the alternative? There is no alternative to stocks, unless you want to stash your cash under your mattress.

I keep an eye on bonds, however, because if interest rates do recover, then bonds will become very attractive, especially in today's market, where the P/E ratios are through the roof, judged on a historical basis. Bear in mind, P/E ratios used to be in the neighborhood of 11 or 12, for about a hundred years or so. It is only in today's environment that a P/E of 17 or 18 has become "the new normal."

Uber

Uber is another loser corporation that provides crappy service using scabs working at subsistence wages, just enough to buy McDonalds for a treat on Sundays. Uber is another company run by irresponsible, childish executives and another tool to destroy the middle class. The basic model of Uber replaces moderately-waged jobs with crap jobs that have no benefits. Uber doesn't want to comply with any licenses, rules or even the basic law of the land, so good riddance if it gets the boot in Quebec and London.

The only way a spoiled, know-nothing corporate executive earns his keep is this: he figures out a way to pay the workers less for more work. Uber is no exception to the rule that pervades all industry and all commerce.

People working for Uber need to ask themselves, why did I wind up working as a temp scab for a company that pays next to nothing and will fire me just as soon as self-driving cars become a thing?

Going back to the land may be a good adaptation in today's economy, where so many manufacturing and service jobs are getting replaced by automation. Farm, as our ancestors did. At least by farming, one is assured of having enough to eat and enough land to dwell in.

The Equifax Debacle

The American people have been told, yes, Equifax had all your permanent, private, personal data: your Social Security number, birthdate, et cetera. No, you are not allowed to ever change this data. Yes, anyone can apply for a new credit card with that data, thus placing your credit history, privacy and even freedom in jeopardy. Care to play dice with your financial future? There goes your retirement, chump. All your hard work, down the toilet.

I don't recall consenting to give Equifax all my information. They invaded my privacy and then gave my information away to criminals.

Personally, if I have to go through identity theft hell at some point down the line, then it seems only right that Equifax people have to suffer, too, because that's not my cross, it's theirs. The amount of time I am willing to spend cleaning up Equifax's mess is zero. I will not lift a finger to resolve any kind of identity theft problem. Equifax makes me whole. There is no other way. If my dinner gets taken away by identity theft, then they feed me. My life is not about cleaning up after Equifax; otherwise it is no life. But if millions of people suffer identity theft, then our entire financial system is called into question.

The proper response, which would have already been taken by a benevolent dictator, is to make credit card applications much, much more difficult. Credit card, loan, or any kind of financial account application must be done in person and require a DNA sample, retina scan, or something else that is very individualized and extremely difficult to fake. That is the simple, elegant, permanent solution, not just to Equifax, but to all the other scandals that have hit our sorry, stupid, negligent and corrupt business community, driven by greed and completely unconcerned about the country.

However, none of the above is going to happen, because the Republican Congress is just as stupid as the business community. Maybe more so.

Congress has proven again and again it is incapable of acting, even in the face of overwhelming evidence that action is justified. Marijuana was proven non-toxic and harmless way back in the early 1970s, during the Nixon administration, and due to stupidity, Congress never did anything about the laws that equate pot with heroin.

So, is social collapse on the horizon? No, because the American people have a high tolerance for pain and suffering, a limited memory, and are easily distracted by social issues like bathrooms, prayer and abortion. What will happen is that millions of "nobodies" like myself will go through identity theft hell, and nothing will be done, and there will be a lot of hand-wringing but ultimately no changes, and the cycle will continue with more scandals, more data-leaks in the future, and future generations will deal with the problem as well. Because stupid rules the land.

In the end, the only hope for H. Sapiens is that genetic engineering creates a smarter species, capable of seeing through obvious lies and falsehoods. Then the electorate might become capable of electing good people into public office. Such a species might demand more accountability from the corporations that control so much of our lives. But today's people? They just roll over and take it, again and again. They focus on what's important, like Hillary Clinton's email server, or Anthony Weiner's weiner.

Dumbsday Prediction

That a Doomsday prediction of Sept. 23rd received widespread, mainstream media coverage, followed soon after by "what exactly does dotard mean?" betrays the cretinism in the American population. Cretins played their Trump card in 2016, and now Stupid rules the land. Goodbye, several trillion dollars, hello, waste and corruption. Poetic justice will be served if medical care is stripped away from the cretins that voted for Trump.

Sobriety

One reads, everywhere, that alcohol in moderation is good for you, or your heart, or your general state of mind, or your immune system, or something. A glass of wine with dinner, say, or a beer with your buddies, is supposed to enhance well-being. It helps the heart, well, they don't know how, but they think it may, due to statistics, or something.

On the one hand, we have trillions of dollars made through the global marketing of alcohol-based products. Of course, with so much money at stake, funding will be readily available to any scientist that wants to find virtue in a shot-glass.

On the other hand, we have zero dollars to be made, by the business-criminal class, from healthy, happy, high-functioning human beings.

It is clear to me where the truth lies. For the business criminal, the suffering and death of billions is of small concern, whereas their corporate stock price, and the luxuries afforded by their trade, is everything.

In the beginning, after I cut alcohol from my diet, my thinking was actually impaired, as my body chemistry took time to adjust. But after time, I see that I am stronger and in fuller possession of my powers. I sleep well, long, and deeply, awakening each morning refreshed, renewed, eager to begin the working day. My emotions are calmer, held in a tighter rein by the higher reason, which is of vast benefit. Money that was spent on expensive piss instead remains in my pocket. In addition, I lose weight.

There is a pleasure to be had from alcohol, but many paths lead to pleasure, and alcohol is neither the best nor the only way.

The trouble with a glass of wine at dinner is this. Those with ambition want more. If one glass is good, two must be better, after all.

Dyslexia of Spirits

"Many threes," "four at the end," and a "a three-long sequence," showed in a found crystal. But the drawing had, instead, many fives, a four at the beginning rather than the end, and, yes, a three-long sequence, not of thirties, but of fifties. The failure, rather than being worthless, hints at accuracy tinged by dyslexia. Observe that the Arabic Three, with a single line transposed, resembles the Five, an effect most pronounced on old-fashioned calculators. And looked at from a mirror, or upside down, it is not obvious whether a number is at the beginning or end. Therefore, a better strategy is to choose not just the revealed number, but possible interpretations of it, given the risk of transposition.

Iraqi Asylum Seeker, Stupid England

I read that an 18 year-old Iraqi asylum seeker committed the latest act of terrorism in Great Britain. In the first place, he should get the death penalty, whether it killed anybody or not, and it should be a hanging.

I don't think the Brits know what time of day it is, if they are letting in asylum seekers from barbarian territories that follow the cult of death. Anyway, why do asylum seekers need to come to the developed, rich West? Britain is a crowded island as it is. Is Africa so bad? Send them over to the Sudan, Kenya, or Zimbabwe, and let the folks over there deal with 'em. Definitely I would vote Conservative in every British election if the Conservatives are the only ones that have common sense on this particular issue. The Labour Party needs to sit down with the bombs and think about those nails, knives and screwdrivers penetrating their eyeballs. I think then they could "see" the simple truth, that granting asylum to every Tom, Dick, and Harry is stupid and wrong, and a poor use of taxpayer money. Those people can go over to Africa and live there. There is surely some African nation that will take them, or they can just slip off into the jungle and live off the land. Beggars can't be choosers. I can't even immigrate to England, so why should some 18 year-old Iraqi who doesn't know anything except how to kneel before the demon-pig?

Hopefully, the educational system over in England will improve to the point where politicians can trace the obvious line between letting terrorists into the country, and people getting blown up in bombs. Hopefully, they will learn that letting in terrorists in not such a great idea, and that includes all the Muslims, who are always going to feel alienated from Western culture and will always hate the West and are really just ticking time-bombs, destined to kill Westerners at some point in time now or later. To accelerate the learning process, politicians that don't get it should be voted out of office.

Identity Theft

As far as crime goes, my #1 concern in life is avoiding becoming a victim of identity theft. I read this morning this poor chap's story. Credit ruined, flagged at airports, taxes in disarray, collectors hounding him--I'd rather get beaten and sent to the hospital than have to go through all the paperwork hell, sitting on hold with disinterested, zero-knowledge customer service representatives, to restore my identity. I am pretty careful about safeguarding my personal information. Unfortunately, with the Equifax hack, everyone's a potential victim, whether they adhered to proper precautions or not. If the system cannot be trusted to hold confidential information, then where are we? The Wild, Wild, West, I'm afraid.

I think applying for credit cards should be far more difficult and involve DNA matching, in-person. Only one credit card per person is really needed. Anymore is nonsense. The more complicated finances are, the more opportunity for abuse, fraud and negligence. A lot of credit card companies and banks are worthless, including Equifax. I think Equifax betrayed the country. Is the Equifax betrayal worse than what Chelsea Manning did? Apples to oranges, but I think so. The executives at Equifax basically said, who cares about the American consumer. We can save a little bit of cash by skimping on security, so let's do it. Meanwhile, they played golf. They should have treated the confidentiality of our personal information like they were transporting gold bricks, but they acted like it was used rubber tires.

But I am a voice in the wilderness. Apparently, tons of people apply for credit cards online daily, and many people have multiple credit cards. No one will listen to me, and every day, the list of identity theft victims grows. But I bet you one thing. I bet you the identity theft victims agree with me.

Equifax, the Know-Nothing Company

A college music major was the top Equifax executive for security--but it was a she, and probably she was good eye candy at those executive luncheons, is my guess. That she knew nothing about security is no surprise. Most corporate executives are lucky to know how to tie their shoes. That is why the United States has a huge trade deficit and has so many problems without solutions. The idle rich at the top know nothing and do nothing, while the workers at the bottom that actually get things done are given more and more responsibilities for less pay, until they eventually drop the ball due to overwork. Without effective management, how is a company supposed to innovate?

The only thing an executive knows how to do is fire Americans and send the jobs over China for less pay. Steve Jobs, often held up as a shining example of a corporate executive, hated America with every fiber of his being, and that is why he told Obama "Hell, no!" when the President asked him to think about his country for one moment, think about American workers. Steve Jobs had the most ironic name in history, although Steve Traitor would have been more accurate. When I look at an Iphone and see "Made in China," I think of him, and think what a traitor he was. He sent all those factories to China, those factories that can be easily converted to produce military hardware.

My opinion is, we need fire executives like that and put people at the top that are actually capable of leading companies, instead of spending all day playing golf. Looks like Equifax did indeed fire their security officer and chief technology officer, although they sure did take their time coming to a rather obvious conclusion. Equifax owes the U.S. taxpayer a couple trillion dollars for negligence. Really, there is no need for a company like that, if it is going to give all our data to criminals. Equifax should be investigated for criminal negligence, let alone the civil lawsuits.

Inviting Terrorism

Hopefully, the Europeans have added one plus one and concluded, in their infinite wisdom, that it equals two. After so many terrorist incidents, is it not clear that inviting all the Muslims over to the West, for cheap labor, or whatever, was a bad idea? They hate the West, want to kill/rape Westerners, and if they had their way, every one of you would be dead. Now, how many you want to immigrate into your country, again? Maybe reconsider that thought?

St. Louis Shooting / Protests

After reading this story in the New York Post, I'm persuaded that the officer involved in the shooting of an urban heroin dealer, who was driving 87 m.p.h. on wet roads, was justified. Or at least, there is insufficient evidence to conclude it was murder. People don't listen to the facts. They just weave what they want to believe about the police and about society. I doubt anyone rioting bothered to read the judge's carefully crafted 30-page explanation for his verdict. Violent protesters that destroy property should be placed in prison. It may be that St. Louis needs martial law, and the National Guard needs to be activated. There is no right to destroy the property of hard-working home owners and store owners. No "letting off steam."

In the U.S., there is a certain element of blacks that make a living out of racism complaints. They feel like any sin can be excused based on the color of their skin. They are not without sin themselves. In reality, they are the racists. Every white person they see, they call racist. I have seen more black racists in my day than white racists, and I have encountered racism from blacks more often than I've seen black people on the receiving end. The only time I see blacks on the receiving end is in Hollywood movies.

The way to end racism is simple. Act decent, obey the law, work for a living. Any other proposal just smacks of reverse racism. There are plenty of black police, and local departments are eager to hire. Want to improve the police? Join them! They are looking for a few good men and women. Color of skin, unimportant.

The Pledge

The Pledge of Allegiance, like praying, should be voluntary. Observe that praying is compulsory in barbarian territories, so-called Islamic "countries" ruled by despots, where "morality police" punish those caught skipping prayers.

Teachers shouldn't assault kids over prayer or the Pledge. That is a foolish thing to do. In the first place, it won't make a kid patriotic; quite the opposite. In the second place, it is a poor excuse for an assault. Teachers that do that probably should not be in the profession.

The reason people pledge, or don't pledge, is a feeling of belonging to a nation and its system.

I remember back in the day, when I skipped the Pledge, as a fourteen year-old high school freshman. The reason had to do with complete alienation from the school and the country. It seemed like the school was run by the bullies, that is, the mean teachers and the tough kids, who seemed to recognize one another on some level and work hand-in-glove in many ways. The teachers turned a blind eye to bullying, and the mean kids just had a field day and ran the school. It was like prison--no different, really. There was violence, a good deal of it, and a lot of ugliness. Under the circumstances, I did not feel motivated to do the Pledge.

One day, one of the mean teachers, the Phys. Ed. instructor, who hated my guts anyway for being queer and was always working with the bullies to tear me down, yanked me up out of my seat, just like in this media story. I returned his hatred. "Big Red" can thank his lucky star nothing came of it--at least, that is, in my case. With an eye to the future, I absorbed, rather than reflected. Of course, violence begets violence, which is a basic lesson that people forget, and so the cycle continues, from prehistoric times to the present. I concluded that it is better to look toward the future than to dwell in either the past or the present. There is nothing about the high school years worth remembering. It was all wasted time.

Today, I pledge without a second's thought, and the reason is, I feel a part of the system, and a devotion to the country that is genuine, based on my good life, and a comparison of other countries around the world. Other countries, generally, stink. The U.S. is far superior in many ways, until you start comparing the most enlightened, such as Finland, Norway, Sweden, or Canada, for example. Canada, of course, has the better health system and many other things, but even so, the U.S. is definitely worth the pledge. And, I think for a black person, the U.S. is worth the pledge, because black people have it far worse in any given African nation. Yes, even with a certain level of background racism, even with the occasional police shooting, black people generally have it pretty good in the U.S., as demonstrated by the sizeable black middle class. If I were black, I'd certainly prefer the U.S. over any African nation, and I'd try to prove the racists wrong, by living a decent life.

Police Reforms

There need to be reforms to law enforcement in the U.S., because police shootings are out of control. However, the political will just is not there in many states, for various reasons. I think aversion to crime is a bigger reason than racism. People fear thugs more than police officers, and in the final analysis, people are willing to turn a blind eye when the occasional cop pops the occasional fleeing felon. The constant accusation of racism simply cheapens it, until people are inured and ambivalent to the charge.

One of the biggest problems of law enforcement today is that people take drugs or drink and then get behind the wheel of a large automobile. Where politics has failed, technology will succeed, and self-driving cars are the ultimate answer to the problems besetting law enforcement. If there are no drivers, then there is no need for quite so many police, and no need for chases. Every vehicle can have a "kill switch" installed if the vehicle ever becomes a problem. Whether stupid people drink or not, their cars can get them to where they are going. The police will then be confined to foot patrol, investigators and S.W.A.T. teams, resulting in a reduction of their manpower and significant savings to the taxpayer.

At any rate, there will be no jobs in the future, because robots are going to do just about everything, including driving. In a low-employment future, where so many of our current professions have become fully automated by robots, people will be willing to die for a job, and only the best of the best will be selected for a nice salaried job with benefits, such as a police officer. The top 1% will become police officers, while the vast majority will be unemployed, selling their organs or bodies in order to make a living.

My guess is that the vast hordes of the unemployed will become bandits, stealing and pillaging to make a living, and law enforcement will then need to be robotized. Vast armies of machines will fly about killing bandits and composting their bodies for agriculture. Mass-production of the flying killers will be necessary in order to reduce the human population by 99.99%. For the super-rich, this is all about forging a wonderful paradise for themselves and their future genetically-enhanced generations of godlike beings. After all, our ancestors did give Neanderthals short shrift. We cannot expect easier treatment, now, can we?

Chelsea Manning

The former CIA Director Mike Pompeo was right to oppose Manning's presence at Harvard. Manning wants to make a career out of her treachery. I think that she should be working the drive-through window at McDonalds, and anywhere else needs a strong backlash from the media and the social media. There is nothing she has to share with the world. Instead, she has much to learn, and should be listening to others. She received excellent treatment by the U.S. government, all things considered, and was not grateful to Obama for getting out of prison. In times past, she would have been hung, and indeed, there was a good argument to be made in favor of hanging. Had she picked the wrong document to upload, in her confused state of treachery, she would be on death row.

Martin Shkreli

If all rich people were like Martin Shkreli, then all good people would have to become communists.

Now, it's not rocket science. The other rich folk know that he makes their whole class look bad.

Just goes to show, a rich man has to act abominably, and make the other rich folk nervous, before the law comes after him. If Shkreli acted nice, played silent and listened to his lawyers--that is, if he had a lick of sense--then he'd get off, despite his alleged crimes, because money buys the law, in ninety-nine cases out of a hundred. Money buys the law, except in the case of a fool.

Shoe's on the Other Foot

In no way is Islam even remotely equivalent to modern Christianity or Judaism.

Over in Burma, the shoe's on the other foot for Muslims. Instead of Muslims butchering Christians and other minorities, in Burma, the Muslims are the ones getting kicked out. Well, too bad, so sad, real glad. How do you think the Muslims got there in the first place, if not by butchering and war? That's how Islam spread in the first place. Anywhere the Muslims are, they are in the business of getting rid of other religions and even giving the atheists a hard time. Either beheading, rape, or milder persecutions in the case of so-called "moderate" Muslim nations like Indonesia. There is probably a good reason the Burmese want the Raping-ya gone, and the Western media isn't reporting on that. Instead, the media just blindly treats the whole spectacle as a human rights crisis. In reality, Burma is cleansing itself of a dangerous, evil cult that always kills or marginalizes outsiders. Look at any Islamic country, and the truth is clear. They want the non-believer gone, period. They serve evil and behave accordingly. Muslim countries tend toward dictatorships, and the populations tend toward fanaticism, terrorism and brutality. The less Muslims, the better.

The Neighbor's Dog

My neighbor got a dog recently. I like it. I like hearing the sound of the dog barking when I go outside. You know what's worse than a dog? Human beings. A good guard dog, contained within a fence, will sound the alarm at any approaching human. Humans are the real danger, coming to steal, vandalize, urinate or defecate, or something similarly undesirable. A dog, we can deal with. A dog's no trouble, unless it wanders freely, in which case it will leave countless reasons arguing in favor of a fence. As long as a dog is kept in a fence, it is a net asset to the neighborhood, and people should be grateful. Never would I complain about barking. It is music to my ears. Dogs are the friends of mankind, and I have always gotten along with them.