Saturday, August 26, 2017

If I Won a Million in a Lottery


If I won a million dollars in a lottery, after taxes and fees, then most would have to be put away for the future. I would try to preserve most of it in bond funds, so that I could enjoy a decent income every year and no longer have to work for a living. That is not to say, I would quit my job. I probably would keep working, because let's face it, a million bucks ain't what it used to be. I happen to love my job and the people I work with, anyway.

I'd put, say, $600,000 into savings, so that a modest 4% annual return would result in $24,000 a year. Nice to get 24 grand for doing nothing, eh? Stock funds are all well and good, but why risk it if you don't have to?

The other $350,000, I'd spend on furnishing a fabulous house, not a mansion, mind you--but I could afford a nice 3,000 square foot brick home in a hilly area, and surround it with a high fence for security, in case the bottom drops out and the world goes crazy. One never knows. I wouldn't want to live too far out in the sticks, but nearby to my favorite amenities: the police, fire department, and hospital. I like police, I like firemen, and I like doctors. Those are really the necessary professions in a society.

I'd tithe 5%, or $50,000, to worthy individuals who need a bit of help, friends and relatives that need a new car, say. I'd prefer direct contributions to individuals rather than giving to big organizations, because organizations can be like a black hole, and one never knows where the money goes.

What's interesting to me about the lottery is treating it as an experiment into the art of divination. If it were possible to divine a future event, such as a lottery drawing, then that has certain implications, the first being that the future is either predestined and knowable by some beings or else maleable by them in some way. An entity would need to be either powerful or prescient to predict a winning lottery number. Treating a lottery purchase as an experiment also has the advantage of limiting exposure. Of course, the mathematical odds against winning a lottery are so great, that a lottery is an extremely poor, even stupid investment. The only way it can be considered, in my view, is as a divination experiment, and for that purpose, only one ticket is required, not many. If a single purchase fails to win, then it follows that the experiment failed, end of story.

Science is Cool


Science is cool, as demonstrated in this recent article about diamonds raining down from the sky. I think that in the U.S., more needs to be spoken about science, and scientists should be on T.V. giving their educated opinions. We need to hear a lot less from the politicians and their hangers-on, because those types don't know anything, whether it be the economy, the climate, or even military endeavors. To know nothing, and to think one is wise, is dangerous. What we don't need is FOX TV. Instead, we need FACT TV. What is really going on in the world, and why? What are the reasons for it? A really good scientist is a cautious one, reluctant to draw conclusions based upon limited data, and always considering myriad possibilities, so long as they remain possible and supported by evidence.

Friday, August 25, 2017

Illustrative Samsung Corruption Case


South Korea seems a decent and respectable, if conservative and right-wing, country, and their decency is reflected today in the fact that a really rich man is facing actual jail time for corruption. He had a team of 28 lawyers working for him--imagine that. I'd be lucky to have one, juggling my case with a dozen others, probably boozed up and disinterested, at that. I find this case remarkable, because a rich man might actually go to jail, and illustrative, because the sentence seems light at five years.

A poor man may steal something, or deal drugs, or both, and get twenty years, sent to a hard prison, where who knows what will happen to him, and who cares? A rich man may steal millions, and get no jail time at all, or if he does get some, it's going to be a light sentence at one of the easier jails, where at any rate he will get preferential treatment.

That's the main problem with justice in our world. It's not new. Always has been, and still is. It's the left-wingers that want to change this scenario and make justice truly blind. In other matters, such as love, ordinary life, and medicine, the rich may have all the advantages, but in matters of justice, to which human beings attach a spiritual significance, they should be equal to the poorest of the poor. Now, the right-wingers would not agree with that. They would say, to be rich is to be handed a blank check. Until the bank account is empty, the check can cover anything, including any sin. Money is equated with piety. To me, that is blasphemy. But there are even "Prosperity Gospel" Christians who believe money means Grace.

At any rate, I can't imagine such a sentence being handed down in an American courtroom. The rich here get off. No matter what the crime is, they get off, except if the crime is against other rich people. If there are rich victims, you know, rich people matter, so an exception is made, as in the case of Maddoff, who sinned against his own kind.

Even O.J. Simpson got off a murder charge, because he was rich. Color of skin did not matter one iota. I don't think black Americans understood that race was not a factor in that case. They rooted for O.J. and seemed elated when he got off. I recall black coworkers cheering as if they had won something. For my part, I was not surprised. He was rich, he would get off. A poor black man would be on death row right now. Not everything is about race. Money is far more important.

Now, if most blacks were rich, then the shoe would be on the other foot. There are plenty of poor whites, and ironically, they seem to be the ones marching in these white nationalist protests. They lack all class consciousness. They fail to understand, they are viewed under the same lens as the poor blacks. All are dispensable. Racism is opposed because it disrupts productivity and profits. Most barriers in society are generated not by race, but by class. It is not the blacks that are out to get whites. That has always seemed a ludicrous proposition to me. Why some whites want to single out a minority race as a scapegoat for all their problems just seems like blind animal stupidity, like a dog biting its tail because a flea bit its behind.

Tuesday, August 22, 2017

Serpent Brazille


I watched Donna Brazille, former head of the Democratic National Party, on the Daily Show, and just thought, "Thou Serpent."

In point of fact, which she did not deny nor refute, she cheated and gave Hillary Clinton the questions to the debates with Bernie Sanders, thus betraying all Democrats and, I suppose, all Americans. Where was her sense of Patriotism, of basic morality and fairness? Where? She should be ashamed to show her face on national television, but is not, and instead trumpets herself in the hopes of future rewards, and thus is exposed on the spiritual level, which is all that really matters. At least she is easy to see through, and there is gratitude for that. She is no great shakes, just a roach feeding upon the detritus of similar creatures. Hillary, too, deserves blame for accepting the cheats, and much is exposed about her as well. The Trump fiasco is, in no small part, their fault, on their conscience, such as that tattered creature may be.

Rather than pointing the finger right and left, Hillary Clinton should focus on spiritual purification, and specifically upon improving her modus operandi. Shortcuts are not the way. Sometimes the harder way is best. To lose to Bernie Sanders was right, if Trump were then defeated, but out of myopic selfishness, Hillary chose the path of cheating, which speaks volumes about her previous actions and lends credence to unsubstantiated claims against her from long ago. Bernie may have placed her in his administration, had she fought with honor. If a cretin like Trump beat her, clearly she is not a good candidate for public office and never will be.

Sunday, August 20, 2017

Republican vs. Democrat


For me, the clearest and earliest distinction between Republican and Democrat came in the 1970's. Jimmy Carter's administration studied moving the U.S. over to the Metric system. Reagan's administration nixed that plan and committed the U.S. to be the sole adherent to the antiquated old English system. That is why we boil water in 2017 to 212F, instead of 100C. It is why we have to use all these formulae to figure out how much a fraction of an inch is, and how much a fraction of a gallon is. Fractions upon fractions, none simple, none decimal-based! The U.S. is the only holdout today using Farenheit and other old-timey measurements. The rest of the world uses Metric. Our country is embarrassed before the entire world. Thanks a lot, Reagan.

The Republicans are unscientific and hostile toward education. They dwell in the past, and don't accept change of any kind, unless it involves going to war, in which case, they're for it.

The Democrats embrace science, support education, surround themselves with learned men and women, and embrace positive change. That is why I vote Democrat.

Wednesday, August 16, 2017

What's Wrong With Best Buy


What's wrong with Best Buy is the same thing that's wrong with Sears and Target and all the other bricks-and-mortar dinosaurs. After they go bankrupt, perhaps their space can be used for something useful. The problem is that their upper management, the corporate types, don't get that they are living in 2017, not 1970. Best Buy's plan of action is push sales of high-margin gadgetry to the suckers that walk through their doors. Lots of luck with that. Meanwhile, I do all my shopping online. Best Buy's web site sucks and so does Sears'. They don't get 2017. What they need to do, right now, is sell out to Amazon. Just take pennies on the dollar for their stock price. Because they are already irrelevant.

Staples is the same. I walk into Staples, and it is a wasted effort. They have nothing I need, nothing I want. All that Staples wants to sell me are the high-margin gadgets like tablets and phones. I need specific accessories, like a cable or adapter. Staples doesn't have it. So they aren't going to get me into their store, ever, in a million years. I buy all the high-margin stuff online, anyway. If Staples knew anything, they would focus on just the things they are good at, instead of trying to cram everything office-related into one store.

The only thing I remember about Best Buy is that, twenty years ago, I bought a refrigerator from them with no money down and zero interest. I paid it off before the interest came due. They charged me interest anyway. They violated the terms of the agreement, and I wound up paying a hundred-odd dollars and staying on the phone with their customer disservice for an hour or two. Have not been in their store since. That's twenty years of sales lost, because Best Buy places the emphasis on screwing the customer, rather than providing good service. All these cunning little tricks and traps for the unwary may succeed in the short-term in garnering a little bit of money, but consider for a moment the sales I've directed, not to Best Buy, but to their competitors, because I would never suggest anyone buy anything at Best Buy.

Motley Fool is wrong about Best Buy, but right to describe themselves as fools. Best Buy doesn't need more online promotions or advertising for their web site. Everybody knows about Best Buy already. What they need is to make their web site one-tenth as good as NewEgg's. Right now, Best Buy has the worst web site in the universe. They need to crawl out of the land of Suck. What they should do is to go to NewEgg and just buy NewEgg's system. Pay them a billion, whatever it takes, but get the system and the people that designed it. Only then could Best Buy stave off bankruptcy, maybe, if they're lucky.
techlorebyigor is my personal journal for ideas & opinions