401(k)

We had a lunch-n-learn conference out at work explaining all the wonderful advantages of letting a bank nursemaid us through our 401(k) mutual fund investments.

No thank you, Mr. Bank, you charge 1% for the dubious privilege of your pedestrian expertise, consisting of what is the difference between a stock and a bond, and your mutual fund selection is full of funds with expense ratios through the roof, an astronomical 1 - 2%. I will stick with my IRA and the only good mutual fund family, VANGUARD, thank you not at all, except for the free lunch, which was basically junk food, by the way, just like your entire product offering. What, are you trying to give us a heart attack with the food?

Some doofus raised his hand asking what the expense ratios were. The saleslady replied they were what the bank pays the mutual funds, which was a bald-faced lie, because the customer pays the mutual funds out of his principal. Nothing but lies in this meeting. They were telling us 401(k) was the only tax shelter, ignoring IRAs altogether, because they don't make money from that. After the meeting, I considered calling up Johnny to let him know the real scoop. I know my way around investing. But then I remembered back when I first started at the company. One day, when I was green on the job, Johnny sneered at me because I carried a heavy toolbox to fix a little problem that required just a single cable. Well, hey, you know what, expense ratios are Johnny's toolbox. The expense ratio's on him. That's his heavy toolbox he's lugging around, looking like a fool. Me, I'm with Vanguard. Let him pay that 1-2% for the next ten years.

Maybe I'm All Wrong

Perhaps I am impudent, but I dissent from Tyson and Duquette. I know, they are learned occultists with ump-ixty years of experience compared to my rather limited background, but I just don't like the numerological, Hebrew-centric approach. My blood rebels against Hebrew letters. I feel there is a better way, aside from cramming textbooks and following precise formulae based upon ancient culture that lacks relevance in today's world. If indeed, as Tyson and DuQuette appear to concur, magic is all in your head, then there are no rules, and they are self-confessed charlatans. Their books retain value, because they offer experience and guidance, but I think the solitary practitioner may, if he so chooses, forge his own way. The masters have already granted permission and left the door open, so I see no reason not to open it.

And I see no reason to add a "k" to the word "magic." Shakespeare didn't, so why should we?

Trump Would Rather Be Bombing A-rabs

Trump would rather be bombing A-rabs than paying for any medical care for the poor. Billions more for bombs, on top of and above the billions we already spend, but "Let 'em die!" seems to be the Republican motto when it comes to low-income citizens. Now, instead of Obamacare, the poor will discover that Trump-Doesn't-Care. I saw this one coming a mile away. What's interesting is that a lot of people that voted for Trump will be losing their health insurance. Contrary to Reason, I think Trump supporters will be O.K. with suffering and dying due to Trump, because he is a white man, and better yet of their own tribe. All they want is a white man of proper pedigree to call the shots, even if they and all their loved ones suffer and die. They will vote Republican in the next election as well, and this time they want to lose Social Security and everything else and hopefully get a world war out of the bargain. I recognize that Thanatos is a profound human need; people crave death, suffering, and resent those that want to forestall the inevitable. "Gxx-Damn Liberals" is what we are, communists, traitors, what-have-you. Thanatos indeed is the overriding impulse in some people. Human history is outlined by wars for a reason. Humans procreate and at the same time, find ways that they and all their kin might be annihilated; so the circle achieves completion. Reason ain't in it, only spiritual mumbo-jumbo that is hard to fathom.

As for Trump's increase of defense spending, although that sounds good in principle--we all want to be safe--the ugly truth about defense spending is that a huge amount goes to waste, up in smoke due to pure negligence, corruption, schmoozing, parties, kickbacks, gifts, you name it. Generals retire to become salesmen for the very firms they used to purchase from. In any case, this is the real reason that Trump wants to increase defense spending--to enrich his cronies the easy way. They don't have to work hard or think at all. They just collect checks from the government. Welfare for the rich.

I Didn't Approve of Stephen King

When I was growing up, horror was just becoming a thing. It was wildly popular, and Stephen King dominated the bookstores. He was described as a young rebel, an upstart taking over the bestseller list. My friends read his stuff. I was appalled. It seemed, well, horrible, all this talk of the supernatural and worse, the evil supernatural. But that is where my world went, and in time, I followed, although I was one of the late adopters. I later learned King drank mouthwash to get drunk. He was a chronic alcoholic, ready to down a case to finish a book. Perhaps, indeed, it is how he managed channeling the spirits that wrote his books; but that is speculation on my part. I do think King is a good man, probably a very good man, and a very gifted writer. His presence among the canon can be undisputed; no library would be complete without him. I have read most, though not all, of his books. Besides his tendency to dwell upon the negative, another thing I dislike about him is repetition. His books do seem the same. I think any author, after a time, repeats himself, because being human, he has a finite number of thoughts and ideas. In summary, I wish to clarify that I do approve of Stephen King, now; I didn't, when he first came out, because I'm a biological conservative, that is, conservative in nature, if not politics, or at least modern politics.

To Be Old in America

Did I ever imagine, in my wildest dreams, that a United States President, a right-wing, conservative Republican at that, would play the Manchurian Candidate? No... not even while under the influence of cannabis. In their totality and simplicity, the signs are damning, to anyone that watches and listens, to anyone that is not blinded by partisan fervor. No matter the outcome, there will remain a stench of corruption around Trump's dealings with Russia. It may well fall upon patriotic conservative Republicans, of which there are many, to impeach a conservative Republican President, only for the good of the country. If his whole Administration has to go, as indeed it may, the rot extending from the roof to the floor, including Pence and all the others, then perhaps we will have Orrin Hatch (R-Utah) as President.

One thing is sure. These United States cannot ally with Putin. Then we would be evil and so much worse for this poor old world.

Hypocrisy

Now that the Republicans are in power in Washington, D.C., it is plain as day they are total hypocrites. All the little things they criticized the Democrats for, they have already done. Republicans are just hypocrites that want to get their way any which way they can. "The ends justify the means"--except in this case they really don't. The Republicans are going to pile up additional debt increasing an already over-sized military and giving tax breaks to corporations, while at the same time depriving people of health care and ignoring the environment. The reason they want to expand the military is simple and clear--they want a war with Iran.

Goodness and Strength

Goodness alone is insufficient in this wicked world. A middle ground lies between Goodness and Strength, their Union being superior to either. This world needs Silver Dragons, sons of Light that breathe fire and have armor to withstand the swords and arrows of wicked men.

Who can define a dragon? I know one when I see one.

Amicability

It is true that I do--at this juncture in my life, although it was not true in my younger years--find myself capable of liking everyone, every living human being, in some form or fashion, even if only by virtue of their being in the same world that I am in and observing the same things. I find that they don't resent my promiscuity in liking everyone, but are rather relieved to discover that I am not one of the many hostiles, for this world can be such a hostile place. I wish people would place greater value upon cooperation, because it is only through teamwork that we can resolve the problems of today and tomorrow. Do I sound like a politician? Nay, I am a corpse, a skull snapping its jaws for anyone that will listen. And if no one listens, so be it. All threads are equal in length and lead to the same result.

Unleash the Stereotypes

In the fashion of Trump, here are my stereotypes:

The problem with gays is alcohol. Drinking stops thinking.

The problem with blacks is crime. Solve crime, and the blacks will be better off.

The problem with whites is war. An obsession with war between nations has reduced the white race more than anything else.

The problem with the Middle East is religion. Atheism, which is shunned, offers an antidote for the muttering puppets of dark powers.

The problem with Chinese is corruption. Everything gets sacrificed for money: environment, aesthetics, freedom.

The problem with racists is group-think. Your group doesn't even like you that much, and wishes you were in another group.

The problem with homophobes is they are homosexual. Straight men really don't think about gays and appreciate not having to compete with gays for women.

The problem with Jews is fear. They are afraid of being the last Jew standing and of Judaism disappearing from the world.

The problem with atheists is boredom. They are missing out on a lot of fun that the believers are in on.

The problem with Christians is they owe everything to a Jew, and the Muslims believe similar things they do.

The problem with women is men. Men are horrible.

The problem with men is other men.

The problem with Republicans is they have to operate in the real world of today, not their fantasy world of 1950 television sit-com.

The problem with Democrats is business as usual. The party bosses think they can just arrange everything without taking into account the voters.

The problem with the Greens and other minority parties is they don't understand winner-takes-all and what it means.

The problem with people that don't vote is they want to complain, but not do anything about it.

The problem with North Korea is Kim Jong-Un.

The problem with Trump is Twitter can't solve every problem in the world.

The problem with religious people is gullibility.

The problem with people that believe in magic is gullibility.

Is that enough problems for you?

The problem with human beings is that they are human beings!

Trump the Grump

The trouble with Trump is he is an intellectual lightweight. He surrounds himself with sycophants because he is insecure. Such a narcissistic man as Trump has a fragile ego, always harassed by enemies, real or perceived. His ideology may even have some good points, but flawed execution dooms his Presidency, like his raid in Yemen based upon "inadequate intelligence" (such an apt phrase). I am not sure how much damage Trump will do to the U.S. economy. It all depends on whether he starts a war and with whom. His Republican predecessors all waged war, so I suppose he feels obliged to follow through to "Stand Tall" and "Show Strength" ([C]opyright G.O.P.) If he picks Iran, there is going to be a strong feeling of deja vu in this country. If he picks China, then I suspect the U.S. will be in for a rude awakening on many fronts.

The U.S. needs about ten years to recover from its addiction to crack cocaine outsourcing. All those jobs and factories left the U.S. for China, and now China really has more manufacturing capacity. My bets are on China winning any kind of war in the long run, although the U.S. would likely score some short-term victories. Trump needs to stop talking and get to work. He spends all his time criticizing the media, and that is not going to produce any results.

Probably Trump is going to wage war in Yemen, because that would please Saudi Arabia, an old Republican ally, and seems a safe bet and a way to get back at Iran.

I am parking money in a money market fund, because although inflation is cranking back up as I expected, Trump seems unfocused, unprepared and unprofessional, and he has hatched some major goofballs. Amateur hour all around with Trump in office. He is still campaigning. I don't think he ever stopped being a candidate. He does not know how to be President. I keep wondering when he is going to shut up and start thinking things through before he acts.

Astrology and All That

I listened to the learned wizard DuQuette in a video. He seems good, and I like him. He yammered on about the Qaballah, Tarot, Archangels, and Crowley. I just about dropped out of my chair. He's actually a great speaker, with humor and energy, but I find all that numerology business a hard slog, always have. Pretty bland stuff, numbers and diagrams and tetragrams and pentagrams. I don't know how Ducky could possibly spice it up. I appreciate math, but associating cosmic forces and energies with numbers and geometry seems suspect, like slanted science, ghetto science, a dilution and perversion of science. I just don't get it. I don't like it. Something doesn't seem right.

Maybe Qaballah is too ancient Hebrew for my tastes. I remember that I wrote a long time ago, before I knew what Qaballah was, that I was a spirit of fire, then changed to one of air. Well, per Ducky, per the Qaballah, my astrological sign corresponds to Mutable Fire, which is open to change to another element. Also, one my nyms from long ago coincided with one of the planets in my zodiac. Well, all of that could be coincidence or was it prescience?

I shall continue with his video series because I like watching Adorable Ducky, even if what he is talking about flies over my head. I rather wish Ducky had cast a fireball or two, or changed someone into a frog, or forecast the near future. Now, that is what I call real magic. That is what I want a proper wizard to show me. But he sat there, in his coat and tie, and just seemed a dear old professor, lively and vivacious and huggable.

John McWhorter @ CNN

I really liked McWhorter's piece on Trump and Chicago crime. It may be a good thing for Trump to send the Feds in to Chicago. Stop the gang violence, by martial law if necessary. Ordinary citizens have a right to live their lives without the threat of crime and violence.

I feel the same way McWhorter does about Trump: "Even a stopped clock is right twice a day." Trump spouts so many words that a man is bound to agree with some. He is like a shotgun. Yeah, a couple pellets are going to hit the mark.

Trump talks too much, for one thing, and engages his mouth more than his brain. He is not the ideal leader. He is going to make a lot of horrible and costly blunders with that angry mouth and hot head of his. The best that I hope for is that he corrects at least some of the blunders of his predecessors, and that his blunders prove to be correctable by his successor.

Due to Trump, Putin, and Xi, I do not have any hope that humanity will do anything to reverse climate change. Anyone living on the coast anywhere in the world is in for a rude shock, and those in the interior are also in for neat experiments like desertification, violent storms, flooding and violent and hungry refugees from the coast. Trump can be wrong, but ninety-nine per cent of world scientists can't be wrong.

On the other hand, is it right that the U.S. and Europe make all the sacrifices in an effort to reverse global warming, while India, China and Russia pump out maximum carbon emissions? If climate change is really inevitable anyway, and it probably is, given the geopolitical reality, then the U.S. might as well do whatever is expedient, because Russia and China represent evil in our world, and must not be permitted any advantages. Putin and Xi are evil incarnate and will never do anything that is good. If the U.S. committed suicide en masse, resulting in the elimination of all man-made carbon emissions, then China and Russia would continue with business as usual, and colonize our space and replace the lost carbon emissions with their own. Therefore, global warming is truly inevitable. It is impossible that China and Russia should cooperate with the U.S. They prefer global catastrophe and large-scale reduction of the world population to cooperation. Perhaps a reduction in global population is the real solution to global warming. There is not as much need for people nowadays, with automation in so many facets of business. The world could get by quite well with a million, let alone the seven billion currently in existence. This is the sobering reality foreseen by the elite, such as Trump, Putin, and Xi. It is my grim prediction for the future. I do not see a future with populous countries, but a future of war and strife, nuclear exchanges, massive pollution (including radioactive), dictatorships, and overall a long-term reduction in the global population. A "Mad Max" future.

Zero Sympathy for Google, Microsoft

Microsoft and Google appear uncomfortable with Trump's order restricting immigration from the terrorist-producing regions of the world. Seems they feel that their foreign eggheads will be impacted by the order.

My view is, tough titty. They can hire a bright young fellow from Iowa, train him, and keep their workforce 100% American. There is nothing a foreigner can do that an American can't do ten times better. We have a country with 300 million people, a well-educated workforce with a high number of college students, and these tech companies say they can't find enough eggheads? Hogwash!

Personally, I hope that treacherous Microsoft and Google lose a couple billion for depriving Americans of jobs. If they don't employ Americans, they are better off going bankrupt. Executives need to learn that what comes around, goes around. They enjoy the safety and comfort of living in America, yet transfer most of the jobs overseas. Is it a big surprise that American workers are not sympathetic?

Nomi Marks

I dreamt about the above character in Sense8, a great Netflix sci-fi show. I did not associate her with the show and could not place who she was. She was this highly-placed, important woman at a company that I also worked for and was very busy, just like in the show. She may have worked in HR or R&D or been an executive. She seemed nice and helpful to me and gave me water, followed later by grapefruit juice. I can't remember much that is specific to the dream other than a pleasant exchange, not a conversation exactly, but some kind of shared understanding. What we actually said to each other, if anything, is lost. The esoteric writer DuQuette opines that drinking in a dream is like drinking the waters of Lethe, but what is true for him may not be the same for me. The Nomi Marks entity was good, trying to recharge my batteries through these beverages. Offering drinks was a kindness, nothing more.

Through Wikipedia, I learned Nomi Marks is played by Jamie Clayton, a transgender woman. I like Clayton's work in Sense8. She appears interesting and genuine somehow. That is why my mind has incorporated the character in my dreams.

The Feds' Sense of Humor

With Obama departing the White House, Snowden remains "snowed-in" in Russia.

I'm a Stakeholder

If I weren't a stakeholder in the U.S. and in the world, I'd be politically ambivalent, above it all. There is great amusement in the spectacle of Trump and the Republicans. One thing I like is how Trump has played all the Republicans like a violin. He even got his former Republican critics to lavish praise upon him, making them look like lap-dogs while he sits drinking his tea and smiling like a fox, his expression so easy to read. He has exposed many prominent Republicans for what they are. All their talk of principles take a backseat to Power. I could laugh, but then Trump makes mean, petty remarks that reflect poorly upon him--and upon us. The sobering thought arises, oh damn, this is my country we're talking about, and bad things may happen, like war. Trump seems a child in many ways. His ideology is of less concern to me than his temperament. We can certainly endure a conservative Republican administration like Bush, Bush Jr., or Reagan. This has been proven to my satisfaction. Those administrations were costly, adding to our national debt, but at least they kept things together. Will Trump keep things together? What sort of blunders, gaffes, and indiscretions must we expect?

Poor World

The billionaire boys club runs the world: Trump, Xi, and Putin. How those bozos are going to deal with global climate change, I don't know.

Skull Sweat

If something is not thought through ten times ten times, then it is not right.

Not just sometimes, but all the time.

This is the law of Creation and cannot be repealed.

The only reason we have electricity is men burning the midnight oil with sweat pouring down their forehead worrying the details through to completion.

Genius is ninety-nine per cent perspiration and only one per cent inspiration.

L.A. Times and Pot

The Los Angeles Times has been down on pot since time began. Their argument is dope makes people stupid. Well, all right. No one says pot is health food. It impairs the Reasoning mind, same as alcohol. The L.A. Times has zip to say about alcohol, because of the alkies in charge advertisers.

A greedy beer, wine or liquor tycoon fears pot as a competitor, because pot is better for people than alcohol. People might wise up and stop drinking his poison. So he buys a rag like the L.A. Times and tells them what to print in their little editorials and "news" articles.

The L.A. Times not only says marijuana is bad, but they want to lock all the pot smokers up. Hard time for high times! Let us examine this evil logic. Lock the potheads up, and just maybe, they will embrace a new path in life, the demonic. For what sort do we find in prison, but the violent and maladjusted? What better mentors? Pot smoking is but a feeble half-measure, and Blood is the final--and inevitable--product. Convert the passive do-nothings into do-somethings. The something is unspecified. Pesky details. Always and forever, no one wants to get into the details, to the detriment of mankind.

In this world, men take a simple thing that is on balance good, like marijuana, and through wickedness, twist it into something horrible, associated with crime and violence. An intelligent creature of higher moral standards could exist in large numbers on this planet and not have any problem whatsoever with the herb, but use it for its [intended purposes].

Trump is Refreshing

I actually find some of Trump's tweets refreshing, and I hope he is not just full of BS. The American people have been let down so many times. I like when he calls out companies for screwing the American worker by building plants overseas. I like when he calls out U.S. companies for screwing the government, which they do far too often. I wish he would keep focused on that, and especially target waste and corruption in Washington, D.C. If he did those things, then that would forgive an awful lot of bad karma he has generated with his less virtuous remarks. He needs to keep the peace, focus on jobs, and strive to be compassionate to minorities. The Angels will record his good works on the same ledger as his bad, and if he does enough good, then it might just possibly cancel out the bad. But he had better keep busy, night and day, and keep an eye affixed on some of his less than savory associates.

Here is hoping that Trump is really a Heart. A blind hope, at this point in time, but nonetheless. Why does a billionaire want to be President? Does he really, is he really so insanely driven that he wants more money through corruption, or is he, could he be... genuine, in some shape or form? Let us all hope Trump is a Heart, for the sake of the country.